Photo Credit: iStock Stephen Lesavich, PhD, JD @SLesavich Do you have tax liens or civil legal judgments on your credit reports? If so, you credit scores could go up in the next few months. The three major credit reporting bureaus in the United States, Equifax, Experian and TransUnion have recenty indicated they are going to remove tax liens and…
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Photo credit: iStock Stephen Lesavich, PhD, JD @SLesavich Beware of the new “Can you hear me?” phone scam This new scam begins when you receive a robocall or a live call from a number you do not recognize. The call is a recording that says something like, “This is Jane from customer service, can you hear…
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Photo credit: iStock Stephen Lesavich, PhD, JD @SLesavich What is a credit report and why should I care if there are errors on it? Errors on your credit reports can lower your credit scores. With low credit scores, you typically pay a higher interest rate if you borrow money or may not be able to…
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Photo credit: iStock Stephen Lesavich, PhD, JD @SLesavich I have been coaching athletic teams since 2002. I have coached basketball, baseball, t-ball, kick-ball, cross-country and track and field teams with athletes of various ages from grade school to high school. In the last few years I have been an assistant coach and a head coach…
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Stephen Lesavich, PhD, JD @SLesavich Are you feeling a little down after the holidays? Do you have the post holiday blues? Do you want to go shopping, buy something on-line, or purchase something after watching an infomercial late at night, just to make you feel better? In our award-winning and best-selling book, The Plastic Effect: How…
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