Photo credit: iStock Stephen Lesavich, PhD, JD @SLesavich What is a credit report and why should I care if there are errors on it? Errors on your credit reports can lower your credit scores. With low credit scores, you typically pay a higher interest rate if you borrow money or may not be able to…
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Did you know there are seven common activities you are likely to engage in that can affect your credit scores in a negative way? The seven common activities that can lower your credit scores include: (1) getting a new cell phone, changing your cell phone carrier; (2) connecting utilities such as electricity, natural gas, cable…
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This past weekend, the book I co-authored, The Plastic Effect, went to the #2 sales position on Amazon.com in two separate categories, becoming a “best-selling” book on Amazon.com. The additional sales also pushed the book past the 1000+ total copies sold mark in all formats, paper and electronic. It has been a blast to have…
Read MoreYesterday, I was reading the business news wire like I do every morning on my smart phone. The first article that was fed to my phone was an article on the Wall Street Journal Marketwatch.com site. It was an article I was quoted in that talked about the recent Home Depot credit card breach. Wall…
Read MoreA recent article in the Atlantic digital magazine indicated that Millennials, those born between about 1980 and the early 2000’s, are reading more books than people over age 35. Even though Millennials typically use more different types of technology and spend more time on social media, they still find time to purchase and read more books than…
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